FINERACT-2311: added e2e auto test scenarios for buy down fees

Author: MarianaDmytrivBinariks

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/data/TransactionType.java

@@ -38,6 +38,7 @@ public enum TransactionType {
     CAPITALIZED_INCOME_AMORTIZATION("capitalizedIncomeAmortization"), //
     CAPITALIZED_INCOME_ADJUSTMENT("capitalizedIncomeAdjustment"), //
     CAPITALIZED_INCOME_AMORTIZATION_ADJUSTMENT("capitalizedIncomeAmortizationAdjustment"), //
+    BUY_DOWN_FEE("buyDownFee"), //
     ;
 
     public final String value;

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/factory/LoanProductsRequestFactory.java

@@ -1659,41 +1659,41 @@ public PostLoanProductsRequest defaultLoanProductsRequestLP2BuyDownFees() {
                 .name(name)//
                 .shortName(shortName)//
                 .description(DESCRIPTION_LP2)//
-                .enableDownPayment(true)//
-                .enableAutoRepaymentForDownPayment(true)//
-                .disbursedAmountPercentageForDownPayment(new BigDecimal(25))//
+                .loanScheduleType("PROGRESSIVE") //
+                .interestCalculationPeriodType(InterestCalculationPeriodTime.DAILY.value)//
+                .transactionProcessingStrategyCode(ADVANCED_PAYMENT_ALLOCATION.getValue())//
                 .fundId(FUND_ID)//
                 .startDate(null)//
                 .closeDate(null)//
                 .includeInBorrowerCycle(false)//
                 .currencyCode(CURRENCY_CODE)//
                 .digitsAfterDecimal(2)//
                 .inMultiplesOf(0)//
-                .installmentAmountInMultiplesOf(1)//
                 .useBorrowerCycle(false)//
-                .minPrincipal(100.0)//
+                .minPrincipal(10.0)//
                 .principal(1000.0)//
                 .maxPrincipal(10000.0)//
                 .minNumberOfRepayments(1)//
-                .numberOfRepayments(3)//
+                .numberOfRepayments(4)//
                 .maxNumberOfRepayments(30)//
                 .isLinkedToFloatingInterestRates(false)//
                 .minInterestRatePerPeriod((double) 0)//
-                .interestRatePerPeriod((double) 7)//
-                .maxInterestRatePerPeriod((double) 60)//
-                .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_MONTH)//
+                .interestRatePerPeriod((double) 12)//
+                .maxInterestRatePerPeriod((double) 90)//
+                .interestRateFrequencyType(INTEREST_RATE_FREQUENCY_TYPE_YEAR)//
                 .repaymentEvery(15)//
+                .repaymentStartDateType(1)//
                 .repaymentFrequencyType(REPAYMENT_FREQUENCY_TYPE_DAYS)//
                 .principalVariationsForBorrowerCycle(principalVariationsForBorrowerCycle)//
                 .numberOfRepaymentVariationsForBorrowerCycle(numberOfRepaymentVariationsForBorrowerCycle)//
                 .interestRateVariationsForBorrowerCycle(interestRateVariationsForBorrowerCycle)//
                 .amortizationType(AMORTIZATION_TYPE)//
                 .interestType(INTEREST_TYPE_DECLINING_BALANCE)//
                 .isEqualAmortization(false)//
-                .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_SAME_AS_REPAYMENT)//
-                .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE)//
-                .daysInYearType(360)//
-                .daysInMonthType(30)//
+                .interestCalculationPeriodType(INTEREST_CALCULATION_PERIOD_TYPE_DAILY)//
+                .transactionProcessingStrategyCode(TRANSACTION_PROCESSING_STRATEGY_CODE_ADVANCED)//
+                .daysInYearType(DAYS_IN_YEAR_TYPE_360)//
+                .daysInMonthType(DAYS_IN_MONTH_TYPE_30)//
                 .canDefineInstallmentAmount(true)//
                 .graceOnArrearsAgeing(3)//
                 .overdueDaysForNPA(179)//
@@ -1703,7 +1703,7 @@ public PostLoanProductsRequest defaultLoanProductsRequestLP2BuyDownFees() {
                 .canUseForTopup(false)//
                 .isInterestRecalculationEnabled(false)//
                 .holdGuaranteeFunds(false)//
-                .multiDisburseLoan(true)//
+                .multiDisburseLoan(false)//
                 .allowAttributeOverrides(new AllowAttributeOverrides()//
                         .amortizationType(true)//
                         .interestType(true)//
@@ -1713,7 +1713,7 @@ public PostLoanProductsRequest defaultLoanProductsRequestLP2BuyDownFees() {
                         .repaymentEvery(true)//
                         .graceOnPrincipalAndInterestPayment(true)//
                         .graceOnArrearsAgeing(true))//
-                .allowPartialPeriodInterestCalcualtion(true)//
+                .allowPartialPeriodInterestCalcualtion(false)//
                 .maxTrancheCount(10)//
                 .outstandingLoanBalance(10000.0)//
                 .charges(charges)//
@@ -1732,10 +1732,7 @@ public PostLoanProductsRequest defaultLoanProductsRequestLP2BuyDownFees() {
                 .receivablePenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_FEE_RECEIVABLE))//
                 .dateFormat(DATE_FORMAT)//
                 .locale(LOCALE_EN)//
-                .disallowExpectedDisbursements(true)//
-                .allowApprovedDisbursedAmountsOverApplied(true)//
-                .overAppliedCalculationType(OVER_APPLIED_CALCULATION_TYPE)//
-                .overAppliedNumber(OVER_APPLIED_NUMBER)//
+                .disallowExpectedDisbursements(false)//
                 .delinquencyBucketId(DELINQUENCY_BUCKET_ID.longValue())//
                 .goodwillCreditAccountId(accountTypeResolver.resolve(DefaultAccountType.GOODWILL_EXPENSE_ACCOUNT))//
                 .incomeFromGoodwillCreditInterestAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME_CHARGE_OFF))//
@@ -1749,6 +1746,14 @@ public PostLoanProductsRequest defaultLoanProductsRequestLP2BuyDownFees() {
                 .chargeOffExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT))//
                 .chargeOffFraudExpenseAccountId(accountTypeResolver.resolve(DefaultAccountType.CREDIT_LOSS_BAD_DEBT_FRAUD))//
                 .incomeFromChargeOffPenaltyAccountId(accountTypeResolver.resolve(DefaultAccountType.FEE_CHARGE_OFF))//
+
+                .enableIncomeCapitalization(true)
+                .capitalizedIncomeStrategy(PostLoanProductsRequest.CapitalizedIncomeStrategyEnum.EQUAL_AMORTIZATION)//
+                .capitalizedIncomeCalculationType(PostLoanProductsRequest.CapitalizedIncomeCalculationTypeEnum.FLAT)//
+                .capitalizedIncomeType(PostLoanProductsRequest.CapitalizedIncomeTypeEnum.INTEREST)//
+                .deferredIncomeLiabilityAccountId(accountTypeResolver.resolve(DefaultAccountType.DEFERRED_CAPITALIZED_INCOME))//
+                .incomeFromCapitalizationAccountId(accountTypeResolver.resolve(DefaultAccountType.INTEREST_INCOME))//
+
                 .buyDownFeeStrategy(PostLoanProductsRequest.BuyDownFeeStrategyEnum.EQUAL_AMORTIZATION)//
                 .buyDownFeeCalculationType(PostLoanProductsRequest.BuyDownFeeCalculationTypeEnum.FLAT)//
                 .buyDownFeeIncomeType(PostLoanProductsRequest.BuyDownFeeIncomeTypeEnum.INTEREST)//

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/factory/LoanRequestFactory.java

@@ -312,4 +312,9 @@ public static PostLoansLoanIdRequest defaultContractTerminationUndoRequest() {
     public static PostLoansLoanIdRequest defaultLoanContractTerminationRequest() {
         return new PostLoansLoanIdRequest().dateFormat(DATE_FORMAT).locale(DEFAULT_LOCALE).note("Contract Termination");
     }
+
+    public static PostLoansLoanIdTransactionsRequest defaultBuyDownFeeIncomeRequest() {
+        return new PostLoansLoanIdTransactionsRequest().transactionDate(DEFAULT_TRANSACTION_DATE).dateFormat(DATE_FORMAT)
+                .locale(DEFAULT_LOCALE).note("Buy Down Fee");
+    }
 }

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/initializer/global/LoanProductGlobalInitializerStep.java

@@ -2936,14 +2936,21 @@ public void initialize() throws Exception {
         TestContext.INSTANCE.set(
                 TestContextKey.DEFAULT_LOAN_PRODUCT_CREATE_RESPONSE_LP2_ADV_PYMNT_INTEREST_DAILY_RECALC_EMI_360_30_APPROVED_OVER_APPLIED_FLAT_CAPITALIZED_INCOME,
                 responseLoanProductsRequestLP2ProgressiveAdvPymnt36030InterestRecalcApprovedOverAppliedFlatCapitalizedIncome);
+
         // LP2 with progressive loan schedule + horizontal + interest EMI + 360/30
         // + interest recalculation=false, buy down fees enabled
-        final String name114 = DefaultLoanProduct.LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_BUYDOWN_FEES.getName();
+        final String name116 = DefaultLoanProduct.LP2_PROGRESSIVE_ADVANCED_PAYMENT_ALLOCATION_BUYDOWN_FEES.getName();
         final PostLoanProductsRequest loanProductsRequestLP2ProgressiveAdvPaymentBuyDownFees = loanProductsRequestFactory
                 .defaultLoanProductsRequestLP2BuyDownFees()//
-                .name(name114)//
+                .name(name116)//
                 .transactionProcessingStrategyCode(ADVANCED_PAYMENT_ALLOCATION.getValue())//
                 .loanScheduleType("PROGRESSIVE") //
+                .isInterestRecalculationEnabled(true)//
+                .preClosureInterestCalculationStrategy(1)//
+                .rescheduleStrategyMethod(4)//
+                .interestRecalculationCompoundingMethod(0)//
+                .recalculationRestFrequencyType(2)//
+                .recalculationRestFrequencyInterval(1)//
                 .paymentAllocation(List.of(//
                         createPaymentAllocation("DEFAULT", "NEXT_INSTALLMENT"), //
                         createPaymentAllocation("GOODWILL_CREDIT", "LAST_INSTALLMENT"), //

fineract-e2e-tests-core/src/test/java/org/apache/fineract/test/stepdef/loan/LoanStepDef.java

@@ -4670,4 +4670,31 @@ public void capitalizedIncomeAdjustmentForbiddenFutureDate(final String transact
         assertThat(errorDetails.getSingleError().getDeveloperMessage())
                 .isEqualTo(ErrorMessageHelper.addCapitalizedIncomeFutureDateFailure());
     }
+
+    public Response<PostLoansLoanIdTransactionsResponse> addBuyDownFeeToTheLoanOnWithEURTransactionAmount(
+            final String transactionPaymentType, final String transactionDate, final String amount) throws IOException {
+        final Response<PostLoansResponse> loanResponse = testContext().get(TestContextKey.LOAN_CREATE_RESPONSE);
+        final long loanId = loanResponse.body().getLoanId();
+
+        final DefaultPaymentType paymentType = DefaultPaymentType.valueOf(transactionPaymentType);
+        final Long paymentTypeValue = paymentTypeResolver.resolve(paymentType);
+
+        final PostLoansLoanIdTransactionsRequest buyDownFeeRequest = LoanRequestFactory.defaultBuyDownFeeIncomeRequest()
+                .transactionDate(transactionDate).transactionAmount(Double.valueOf(amount)).paymentTypeId(paymentTypeValue)
+                .externalId("EXT-BUY-DOWN-FEES" + UUID.randomUUID());
+
+        final Response<PostLoansLoanIdTransactionsResponse> buyDownFeeResponse = loanTransactionsApi
+                .executeLoanTransaction(loanId, buyDownFeeRequest, "buyDownFee").execute();
+        return buyDownFeeResponse;
+    }
+
+    @And("Admin adds buy down fee with {string} payment type to the loan on {string} with {string} EUR transaction amount")
+    public void adminAddsBuyDownFeesToTheLoanOnWithEURTransactionAmount(final String transactionPaymentType, final String transactionDate,
+            final String amount) throws IOException {
+        final Response<PostLoansLoanIdTransactionsResponse> buyDownFeesIncomeResponse = addBuyDownFeeToTheLoanOnWithEURTransactionAmount(
+                transactionPaymentType, transactionDate, amount);
+        testContext().set(TestContextKey.LOAN_BUY_DOWN_FEE_RESPONSE, buyDownFeesIncomeResponse);
+        ErrorHelper.checkSuccessfulApiCall(buyDownFeesIncomeResponse);
+    }
+
 }